Identity theft is abundant. It can damage a person’s credit without their knowledge and can affect any purchase they may attempt to make for years to come. It can be quite costly and time consuming to correct any damage that was done to your credit rating.
Using a service such as my credit keeper can provide peace of mind. It is important to stay aware of your credit rating. It affects the interest rate you are charged whether you are trying to buy a car, home, furniture, electronics, or anything else that would require using credit.
If someone steals your identity, you might not be aware of the problem until you apply for credit. By that time, it is often several months after the identity theft occurred. The thief may have had sufficient time to apply for several additional credit cards and charge them to the maximum. When they don’t make the payments, it is your credit that is damaged.
This can be eliminated if you are using my credit keeper. Your credit report will be monitored constantly. In the unlikely event someone applies for additional credit, you can be notified instantly. If it is not you, the application can be denied and you will not be penalized. Your credit can also be flagged so that you will be notified any time an application is made in your name. This is just extra protection for you.
Building excellent credit can be difficult. You spend many years making good, sound financial decisions. Excellent credit is necessary every time you want to purchase anything on credit. It is also often checked when you apply for a new job. The last thing you need to happen is for someone to steal your identity.
Now is the perfect opportunity to begin monitoring your credit reports. Start using my credit keeper now while you know your credit report is accurate and reporting positive information. You will have peace of mind knowing that if anything happens, you will be notified immediately. You will have the opportunity to prevent damage to your credit and know that you are doing everything possible to prevent identity theft.